Like you, we understand the importance of protection. After all, life is everchanging and never guaranteed. If you were to pass away, the AFSA Group Term Life Insurance plan can help provide your loved ones with financial support.
You have a lot of choices when it comes to purchasing life insurance. Here’s why you should consider AFSA:
1 The Hartford Financial Services Group, Inc., (NYSE: HIG) operates through its subsidiaries, including underwriting company Hartford Life and Accident Insurance Company, under the brand name, The Hartford®, and is headquartered at One Hartford Plaza, Hartford, CT 06155. For additional details, please read The Hartford's legal notice at www.thehartford.com.
*As long as you remain an AFSA member, pay premiums when due, and the group policy remains in force
Faster underwriting, with no medical exam! **
Up to $200,000* of coverage for eligible members under age 60.
Choose your state to download the appropriate application:
Download, print, and mail your completed application to the address listed in the application.
This insurance product may not be available in all states and U.S. territories, including AK, Guam, ID, MT, NH, OR, PR, and WA.
You may apply for this insurance product in the following states soon: CT, IN, KS, ME, MA, MN, MO, NE, NJ, NM, NY, UT, VT.
**Issuance of the insurance coverage is dependent on answers to the health questions.
Up to $500,000* of coverage for eligible members under age 60.
Up to $100,000* of coverage for eligible members age 60-69.
Choose your state to download the appropriate application:
Download, print, and mail your completed application to the address listed in the application.
This insurance product may not be available in all states and U.S. territories, including AK, Guam, ID, MT, NH, OR, PR, and WA.
You may apply for this insurance product in the following states soon: CT, IN, KS, ME, MA, MN, MO, NE, NJ, NM, NY, UT, VT.
Are you leaving active duty soon? Eligible members under age 40 can enroll for $25,000 in coverage, available within 45 days of honorable discharge.
*At age 70, benefits over $100,000 will reduce to $100,000 and at age 80, benefits over $50,000 will reduce to $50,000.
**Issuance of the insurance coverage is dependent on answers to the health questions.
***This coverage is guaranteed issue, but we reserve the right to decline an eligible member's application for this benefit.
Hours: Monday – Friday, 7 a.m. to 7 p.m. CT
Coverage is not available in all states.
1 As long as you remain an AFSA member, pay premiums when due, and the group policy remains in force
2 Terminal Illness or Terminally Ill means a life expectancy of 12 months or less.
3 At age 70, benefits over $100,000 will reduce to $100,000 and at age 80, benefits over $50,000 will reduce to $50,000.
| MONTHLY GROUP RATES per $25,000 | ||
|---|---|---|
| Standard and Simplified Issue Group Term Life | ||
| Age | Nonsmoker | Smoker |
| $1.85 | $3.30 | |
| 30-34 | $2.02 | $3.89 |
| 35-39 | $2.50 | $5.05 |
| 40-44 | $3.65 | $7.68 |
| 45-49 | $5.74 | $12.28 |
| 50-54 | $9.11 | $19.61 |
| 55-59 | $15.69 | $33.00 |
| 60-64 | $21.59 | $43.11 |
| 65-69 | $34.45 | $64.34 |
| 70-74 | $55.39 | $94.93 |
| 75-79 | $93.41 | $146.48 |
| 80-84 | $164.65 | $236.69 |
Dependent child rate (standard issue only): $2.59 monthly
Rates are based on the attained age of the insured person and increase as you enter each new age category. Rates for ages 65 and over are renewal rates only. Rates and/or benefits may be changed on a class basis. Smoker means you or your Dependent who has smoked cigarettes or cigars or used a pipe or chewing tobacco, nicotine chewing gum, or snuff during the 12 months prior to the date application for coverage was made.
| MONTHLY GROUP RATES per $25,000 | ||
|---|---|---|
| Guaranteed Issue Term Life | ||
| Age | Male | Female |
| $5.82 | $2.77 | |
| 30-34 | $6.12 | $3.71 |
| 35-39 | $7.38 | $5.08 |
| *40-44 | $11.01 | $7.41 |
| *45-49 | $16.76 | $12.72 |
| *50-54 | $25.07 | $22.57 |
| *55-59 | $43.82 | $36.99 |
| *60-64 | $61.30 | $46.37 |
| *65-69 | $99.39 | $66.78 |
| *70-74 | $158.12 | $100.77 |
| *75-79 | $261.77 | $163.18 |
| *80-84 | $446.93 | $287.98 |
*Rates age 40 and over are renewal rates only.
Rates are based on the attained age of the insured person and increase as you enter each new age category. Rates and/or benefits may be changed on a class basis.
This website explains the general purpose of the insurance described, but in no way changes or affects the Master Policy AGL-1953 as actually issued. In the event of a discrepancy between this website and the policy, the terms of the policy apply. All benefits are subject to the terms and conditions of the policy. Policies underwritten by Hartford Life and Accident Insurance Company detail exclusions, limitations, reduction of benefits and terms under which the policies may be continued in full or discontinued. Complete details are in the Certificate of Insurance issued to each insured individual and the Master Policy issued to the policyholder. This program may vary and may not be available to residents of all states.
Life Form Series includes GBD-1000, GBD-1100, or state equivalent.
Pearl Insurance is the Plan Administrator and insurance broker that administers the insurance plan on behalf of the Hartford Life and Accident Insurance Company for the benefit of the Group Policyholder.
AFSA Plan Administrator
1200 E. Glen Ave.
Peoria Heights, IL 61616
Copyright 2024 by Pearl Insurance
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